Latest opinions that Bo Harald has shared on Finextra

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Bo Harald

Chairman/Founding member, board member

Trust Infra for Real Time Economy Prgrm & MyData,

Member since

04 Nov 2008

Location

Helsinki Region

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Bo's opinions

Trust is the foundation for AI-agents

By now it is clear - not only to the ChatGPTs I have asked (and posted here) - but also to most of us - that the identity building credentials in general purpose organisational wallets are a must-have when employing AI-agents. The bicycle made for two (personal identity used at work and organisation's wallet) can then safely be equipped with an AI...

03 April 2025 /ai /identity Innovation in Financial Services

How often should you doubt?

If the person or organization, you encounter on the net is the one she/he/it claims to be? If the person – once recognized - has the right to act on behalf of an organization or another person? If a certificate, statement, permission, power of attorney the person or a robot present is real and still valid? If your own data can be sent to a service ...

28 March 2025 /ai /crime Artificial Intelligence and Financial Services

Up-skilling - at work and at home

I had the pleasure to deliver a Trust Infrastructure&AI-agent presentation yesterday to a group of retired leaders from enterprises and the public sectors. I was very impressed by their enthusiasm and so many good searching questions. Several asked why this huge opportunity for easier life for both citizens and businesses is getting so little...

27 March 2025 /ai /identity Innovation in Financial Services

Bot or not..

As of recent cybersecurity reports (like from Imperva, Cloudflare, and others), bad bots make up 30–40% of all internet traffic. That’s out of the ~50% of total web traffic that bots represent (the other half being human users – including a seemingly large number working on behalf of Russia’s war in Ukraine). The millions of malicious bots active...

24 March 2025 /ai /identity Innovation in Financial Services

So much more following e-invoicing now with help of organisation wallets

Practiced a lot preaching about e-invoicing from the 90s onwards as per short video example. Still space to move in many countries. One migth of course ask why anything else is allowed for organisations that have to have accounting. https://lnkd.in/d-afRriR Next move is to couple e-invoicing to e-order-credentials - making de-facto reverse factor...

19 March 2025 /ai /identity Financial Supply Chain

Making AI-agents safe and really productive

Great for what? For making better decisions – together. How? It is clear to most of us who are building the distributed data based Trust Infrastructure in EU and now in over 100 countries that the organization wallets will bring streams of verified data from all sorts of issuers’ wallets to holder’s wallets for decision making of all sorts. Intern...

19 March 2025 /ai /identity Innovation in Financial Services

Can the business cases really be that elusive?

It has often been heard that it is difficult to find business cases for enterprises to deploy organization wallets and with them move to the new generic way of interchanging verified data. The more immediate question has probably been asked in the data service provider camp. And some businesses may see the change as a threat to their bottom lines....

18 March 2025 /ai /identity Innovation in Financial Services

My storytelling to grandchildren:

1. At the latest next year all EU-citizens will be able to download at least one identity-building wallet to their mobiles. To this you can then get all sorts of credentials – who you are, your age, your address, your skills in languages, maths, sports etc. And naturally a statement from you grandfather as to your positive attitude to learning the...

14 March 2025 /ai /identity Innovation in Financial Services

We need trust more than ever before..

In the old times.. Many of us have struggled at work with trust issues already in the pre-Internet time. It still continues.. Has the person we deal with the power to act on behalf of his or her organization? Is the signature in a letter or an agreement real? Has the organization the licenses needed? Is a statement issued by a third party genuine?...

14 March 2025 /ai /identity Innovation in Financial Services

The Why is the same - the How has changed because of AI-agents

Reflecting on 2018 blog at +++ "For quite some time it has been clear that data is the new oil (not the best term - as oil is consumed while data improves when used) and trust the new currency. +++very much more so now becasue of AI+++ The opportunities to improve services and productivity by new levels of...

10 March 2025 /ai /identity Innovation in Financial Services

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